Credit COunseling Made Simple
How Can Credit Counseling Improve My Life?
Nearly four out of every five credit reports contain errors. Individuals are being denied mortgages, auto loans, personal loans, and credit cards as a result of this misinformation. Your credit score and history can influence almost every aspect of your life. It affects where you may purchase a house, the car you drive, where you work (some businesses run credit checks as part of the hiring process), car insurance, and your ability to acquire and retain military clearances, among other things. Working to enhance your credit can help you qualify for loans when you really need them. With the proper credit health, you can get approval for the following.
buy or Refinance a home
Credit Cards
new vehicle
Loans
How We Can Help?
We will help you by providing you with the proper tools to dispute inaccurate and unverifiable items on your credit reports. You will receive a financial plan to ensure that you are successful. Since there is no one size fits all to finances, we personalized dispute options to fit your needs and assist you throughout the process. Within 30-45 days, the bureaus will respond to you directly with your results based on those results, a new strategy would be implemented. You would receive coaching on how to obtain and maintain positive lines of credit, personal financial tips, strategies, and more. With our process, you will be able to dispute the following:
- late payments
- inquiries
- credit errors
- medical bills
- repossessions
- bankruptcies
- tax liens
- foreclosures
- collections
- charge-offs
- student loans
- and more
How Does The Credit Counseling Monthly Plan Work?
Phase I (1-2 Months Duration)
We will review your goals, and set a realistic timeline to achieve those goals. Within four business days, we will go to work on your behalf. We wait for 30 days for the credit bureaus to respond. Then, we evaluate the results to determine if we are ready to move on to the next phase.
Phase II (2-3 Months Duration)
Your credit health should be improving. We will revisit your goals and discuss your financial plan. Our goal will be to add positive credit to your report. We will evaluate the results after 30 days to determine the next steps.
Phase III (2-3 Months Duration)
In this phase, you should meet your goals, and now you can apply for that mortgage, car loan, business credit, or etc. At the end of the program, we will discuss strategies on how to maintain your credit health, identify areas of growth, and ways to move forward financially.
Frequently asked questions
- Credit Education Consultation
- Results Typically in 30-45 Days
- Unlimited Disputes
- No Binding Contracts
- Financial Plan
- Unlimited Support
- Monthly payment will be charged after work has been completed
- Right to cancel anytime 5 days before the next billing period
We are very confident in our services. Therefore, we are offering a money-back guarantee on all credit restoration counseling monthly service. If there are no deletions within the first 4 months (120 days), the your monthly fees will be refunded. The enrollment fee is non-refundable.
If you decide to enroll in the credit counseling monthly program, you are able to cancel at anytime. Just note that you are still responsible for paying for the current month credit counseling session.
All Credit Counseling Monthly clients are required to maintain credit monitoring. It is critical to the entire process. Failure to maintain credit monitoring will cause your account to become inactive and all disputes will cease until your subscription is active again.
Our clients say
